Law aims to slow identity theft

The Congress has a law that some consumers new protections against a growing and costly problem - identity theft.The Fair and Accurate credit transactions Act of 2003, which President Bush is expected to sign, would, inter alia, a national fraud alert system so that consumers will have to wear a phone call to report fraudulent activity.

The law, which updates the Fair Credit Reporting Act, would also give consumers a free credit report per year from each of the major credit bureaus - Trans Union, Equifax and Experian. For most consumers, that alone is a saving of about $ 27. It generally costs about $ 9 per credit report. (Seven states - Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont - already mandate that credit reports are available free of charge.)

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